Is Beta Gamma Sigma Credit Card Worth it?

Beta Gamma Sigma is international business honor society that you can join if you are recognized at business schools accredited by AACSB international after having met certain academic requirements.  One of the benefit you get besides getting to put the title on your resume is their credit card.  Beta Gamma Sigma rewards visa is a cash back rewards card that gives you 3% on coffee shop, fast food, and rideshare purchases.  You also get 2% back on gas and dining, and 1% on everything else.  There is no annual fee and their rates vary between 19.74 and 29.74.   

There really isn’t any huge advantage to this card besides the 3% for coffee and fast food.  I personally use this card for specifically coffee only.  This card provides me the flexibility to drink coffee whatever I want and not just Starbucks.  It’s not really a fancy card either and is plastic card, so don’t expect a metal frame like AMEX platinum or Chase Reserves.  All in all, I treat it like a coffee card and it’s good for exactly that.